CASHe is the easiest way to get personal loan online for salaried professionals with monthly net take-home of ₹20,000 or more. Our online loan app disburses short-term loans as soon as possible.
The CASHe personal loan app reduces paperwork eliminating human intervention. Apply for personal loan in minutes and get personal loan from ₹7,000 to ₹4,00,000 using the CASHe app.
CASHe fully adheres to RBI’s Fair Practice Code & is committed to promote best practices in digital lending.
CASHe Credit Line
One approval, multiple loans. With minimal documentation and instant approval, apply for a credit line with a 1-year tenure to avail short-term loans for emergency & shopping needs.
You can Buy Now Pay Later with CASHe
Log on to CASHe and get a 0%* interest shopping loan with leading e-commerce merchants like Amazon & Flipkart to make your purchases now and pay later with easy EMIs.
Personal Loan Eligibility:
● Personal loan for salaried professionals only
● Minimum net take-home monthly salary: ₹ 20,000
● Above 21 years of age
● Salary through direct bank transfer only
Features of CASHe – Personal Loan App:
● Avail a range of personal loans
● Personal loan eligibility check
● Personal loans available from ₹7,000 – ₹4,00,000
● Quick loan application via online loan app
● Repayment period to be more than 3 months
● No guarantors or collaterals needed
● 100% paperless loan application
● No salary slip required
● No foreclosure charges
● Loan instantly credited to bank account
● Loan repayment through various channels
Avail the money you need, when you need it, for whatever purpose with CASHe. It is simple, transparent, and the best online personal loan app in India.
Get up to ₹4,00,000 personal loan online using the CASHe app. Know your personal loan eligibility in minutes and apply for a personal loan easily.
Over 7 million users have downloaded the CASHe personal loan app. Download the app today and experience a new way of borrowing!
How to apply for personal loan online on CASHe?
● Install the CASHe app
● Log in to CASHe personal loan app by registering through your social media account
● Fill in your basic details to know your personal loan eligibility
● Submit KYC documents and apply for a quick personal loan
● Once application is approved, we transfer the loan directly to your bank account
Documents required to apply for a loan:
● PAN card
● ID Proof (Any 1 – Driving License/Voter ID/Passport/Aadhaar Card)
● Address proof (Any 1 – Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
● 3 month bank statements with salary credit
● Aadhaar card (Optional; Aadhaar details quicken loan application process)
Interest, tenures and other specifications
● Interest rates range from 27% – 33% per annum depending on the product availed
● Processing fee range from 1.5% – 3% depending on the product availed
● Minimum Repayment Tenure: 3 months
● Maximum Repayment Tenure: 18 months
Sample Loan Calculation
Loan amount: ₹ 30,000 at interest rate of 30.42% per annum
Loan Duration: 3 Months
Total personal loan interest = ₹ 2,250
Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles (PF + GST): ₹ 590
In-Hand Amount: Loan Amount – Total Deductibles = ₹ 30,000 – 590 = ₹ 29,410
Total repayable Amount: Loan Amount + interest = ₹ 30,000 + ₹ 2,250 = ₹ 32,250
Monthly EMI Repayable: (Loan Amount + interest)/(No. Of EMI) = ₹ 10,000 + ₹ 750 = ₹ 10,750
The deductibles (PF + GST) are deducted upfront during the loan disbursal.
Data Security via Secure Loan Application
Your data is safe with us. All the transactions are secured via a 128-bit SSL encryption. All the data are transferred over secured connections. We don’t share your data with third parties without your consent.
For help or any other details about our personal loans, contact us at firstname.lastname@example.org
Introducing Social Loan Quotient (SLQ), India’s first social behaviour-based credit rating system for young salaried millennials.
CASHe has now made SLQ accessible for every applicant to know if he/she is eligible for a loan with CASHe. All you need to do is to complete your profile and submit the necessary documents on to the app. Within minutes, the AI-based SLQ engine will let you know your credit profile status.
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